![]() ![]() If you have questions about your insurance or your contents inventory list, reach out to the experienced professionals at Florida Professional Law Group. If you ever need to file an insurance claim for a damaged, stolen, destroyed, or lost item, a detailed list will help to make the process of reimbursement far easier. So, having an item on your list doesn’t mean you will get reimbursed for it if something were to happen to your property and your insurance kicked in.Ĭontents inventory lists are crucial to help cover potential losses you may face - particularly in terms of ensuring your insurance will cover your losses appropriately. Remember, insurance policies have limits, and some things will not be covered. Having a list can also help you to understand what type and how much insurance you need for your home, condo, apartment or business. Even a simple, very basic list is better than nothing at all. When Should You Make a Contents Inventory List? Your homeowners insurance policy, renters insurance policy, and condo unit owners policy provide coverage for the personal contents of your home in the. Estimated replacement cost if purchased today.Any photos or receipts you have of the item.The cost of the item at the time of purchase or an appraisal of its value.The model, make, or serial number (if applicable).It’s not important how the list is broken down, just that you have one that contains the items, as well as: The items in your list can be categorized any way you like - by room, type of item, or even from most to least expensive. It’s sometimes called a home inventory list. What Is a Contents Inventory List?Ī contents inventory list is simply a list of all the items in your home, condo, apartment or business. Here’s what a contents inventory list is and why you should make one as soon as possible. Just Download Our 100 FREE Home Inventory PDF Here. Why? To provide to insurers in the event it becomes necessary. Below is the first page sample from our Free Printable Home Inventory Document. Every homeowner and renter should have a contents inventory list of their possessions. But it’s also a necessary one, especially if you have an insurance claim. ![]() Making a list of all the contents of your home is a daunting task, no doubt about it. ![]()
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